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Personal and professional

Service you can trust, no matter the scale of your project.

Business Loans

Looking for flexibility, creativity and local decision making to meet your business lending needs?

You will find it at FNB Oxford. We understand that every business is different and has different needs. Whether you are just getting started or if you have a business that has been around for generations, we would welcome the opportunity to provide you lending solutions. We offer an array of loan products including:

  • Commercial Mortgage Loans
  • Construction Loans
  • Equipment Financing
  • Working Capital Lines of Credit
  • Agriculture Loans
  • and many more to suit your needs!

Best of all, we are locally owned and operated so all of our credit decisions are made in Oxford and Tupelo by people that know and understand the market in which you do business.

Business Loan Team


Jeff Cousar
SVP, Commercial Loan Officer
NMLS #642268

Michael Ferris
SVP, Chief Lending Officer
NMLS #797852

Ragan Hayward
SVP, Chief Credit Officer
NMLS #1786020

Campbell Helveston
SVP, Chief Banking Officer
NMLS #501137

Drew Hull
VP, Commercial Loan Officer
NMLS #818066



Richie Alvarez
Community President
NMLS #695898

Clayton Jarvis
VP, Commercial Loan Officer
NMLS #2336895


Water Valley

Justin Canterbury
VP, Market Manager
NMLS #1801001